Secure Escrow
for Malawi.
Integrate bank-grade, double-entry ledger escrow transactions directly into your platform. Manage buyers, sellers, funding, and verifications programmatically.
Trusted escrow infrastructure for Malawian businesses
Core Infrastructure
Bank-grade transaction management.
Offload the complexity of payment verifications, disputes, and split-routing to our fully managed API.
Double-Entry Ledger
Every action balances across escrow, buyer, seller, and platform revenue accounts ensuring decimal precision.
Full KYC Compliance
Built-in workflows to verify Buyers and Sellers before financial operations occur on your platform.
Real-time Webhooks
Never poll. Receive HMAC SHA-256 signed POST events triggered immediately upon funding, release, or disputes.
Dispute Resolution
Businesses mediate their own disputes through a delegated system, with escalation available to PaySecure admins.
Mobile Money Payouts
Instant payouts via PayChangu mobile money integration. Release funds directly to sellers' mobile wallets.
Analytics Dashboard
Track transaction volumes, completion rates, active escrows, and webhook delivery logs in real-time.
Developer Workflow
Integrate effortlessly.
A clean, predictable REST architecture allows you to abstract away risk and focus on your core marketplace.
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1
Business Registration
Register and receive your primary API key from the developer portal. Every request requires your X-API-Key header.
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2
Onboard Users
Through the API, push your users to our system as BUYER or SELLER entities. Keep your platform UI, rely on our engine.
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3
Initiate Escrows & Fund
Create an escrow linking two users. Use our PayChangu proxy endpoints to secure the deposited funds.
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4
Release or Dispute
Trigger standard API calls to finalize completion and distribute payouts instantly to the designated party.
